Alaska Developments

December 2025 Developments in the Insurance IndustryNAIC Model Bulletin on the Use of AI Systems by Insurers Adopted in Eight StatesAlaska Issues Two New Bulletins Related to COVID-19; Prohibiting Cancellation Due to Nonpayment of Premium, and Extension of Rate, Form, and Advertisement Filing

Antitrust

HSR Thresholds Increased for 2018Locke Lord's Insurance & Reinsurance Newsletter - September 2016Contractual Prohibitions on Health Insurers Steering Policyholders to Lower Cost Providers Draws Antitrust Challenge

Arbitration

Independent Contractor Misclassification: Class Action Lawyers Now Targeting the Insurance IndustryFive Key Legal Developments in 2017 in Independent Contractor Misclassification and Compliance Law - and What to Expect in 2018NEBRASKA: A Good Home for Berkshire Hathaway, but not for Reinsurance Agreements

Artificial Intelligence

AI Definitions a Challenge for Liability Insurers' ExclusionsColorado Division of Insurance Expands AI Governance and Framework Regulation to Private Passenger Auto and Health Benefit Plan InsurersRed Teaming Is an Effective Tool for Insurer Assessment of AI Risks

Asbestos

Long Tales About Long Tails – Connecticut’s Appellate Court Makes New LawNew York’s Highest Court Holds All Sums Allocation And Vertical Exhaustion Applied To Excess Insurance Coverage For Asbestos ClaimsUK: Mesothelioma Bill Becomes Law

Aviation and Aerospace

Privacy & Cybersecurity Newsletter – January 2022Privacy & Cybersecurity Newsletter – Fall 2020Privacy & Cybersecurity Newsletter – November 2019

Bermuda

UK, Bermuda and EU Markets: For US Business, Ditch Direct Procurement, Go Surplus LinesA New Type of ILS Investment - Cyber Insurance CAT BondsWhat Every InsurTech Should Know About Privacy and Cybersecurity

Blockchain

Illinois Passes Uniform Electronic Transactions ActFlurry of Late Summer Regulatory Activity Will Affect Illinois InsurersBen Sykes to Speak at Insurtech on the Silicon Prairie

Brexit

Insurance and Reinsurance Newsletter – January 2019US Treasury Announces New Covered Agreement on Insurance and Reinsurance Regulation with UKNAIC Panels to Begin Work on Model Law to Extend Covered Agreement to Non-EU Jurisdictions

California Developments

California Commissioner Announces Proposed Changes to Proposition 103 and Intervenor ProcessDecember 2023 Privacy & Cybersecurity Newsletter: A Busy Year-End (States, EU, UK, Incident Response and Litigation)Summer 2023 Privacy & Cybersecurity Newsletter: Spotlight on CCPA

Captives

Connecticut Updates Its Captive Insurance LawsConnecticut Modifies Its Captive Insurance LawsDelaware Corporations Can Now Purchase D&O Coverage Through Captives

Catastrophe Claims

A New Type of ILS Investment - Cyber Insurance CAT BondsJoin Locke Lord, AIRROC and Pro. for the Boston Regional Education DayJoin Us – Locke Lord invites you to the Boston Regional Education Day - September 12

Climate Change

New York Legislators Investigate Residential Property InsuranceIllinois to Participate in the Climate Risk Disclosure SurveyNAIC Adopts New Climate Risk Disclosure Standard for its Survey

Connecticut Developments

Connecticut Insurance Commissioner to RetireWhen Surplus Lines Brokers Are Off the Hook: Connecticut Department Issues Bulletin on New Diligent Effort ExceptionConnecticut Updates Its Captive Insurance Laws

Coverage & Claims

Locke Lord to Sponsor The Insurance Forum on November 2Privacy & Cybersecurity Newsletter – July 2022New Jersey Passes Legislation Requiring Insurers to Apprise Insureds of Particular Aspects of Their Business Interruption Coverage

COVID-19

The Reintroduction of PRIA Stirs Skepticism Among Several Trade GroupsRep. Carolyn Maloney Reintroduces the Pandemic Risk Insurance ActNew Jersey Considering Legislation That Would Authorize Insurers to Provide Policy Riders Covering Global Virus Transmission or Pandemic

Cyber Insurance

You’re Invited: Complimentary 2024 Insurance Forum

D&O Liability

D&O and Professional Liability 2024 - A Year in ReviewDelaware Corporations Can Now Purchase D&O Coverage Through CaptivesCOVID-19: Address the real-world implications for insurers and get your roadmap for overcoming the obstacles ahead

European Union

UK, Bermuda and EU Markets: For US Business, Ditch Direct Procurement, Go Surplus LinesJOIN US! 2023 Year in Review & 2024 Trends: AI in the Insurance IndustryWhat Every InsurTech Should Know About Privacy and Cybersecurity

Excess and Surplus Lines

Financial Responsibilities in the Surplus Lines MarketUK, Bermuda and EU Markets: For US Business, Ditch Direct Procurement, Go Surplus LinesDemystifying Surplus Lines Group Insurance

Extra-Contractual Liability

Connecticut High Court Overturns $35 million CUTPA Verdict in Auto Body Rate CaseAn Indiana Court Allows a Bad-Faith Claim Even Though the Insurer Denied Coverage CorrectlyThe Court of Appeals of Texas Holds Third-party Claimant Lacks Standing to Sue Commercial General Liability Insurer

Federal Legislative Developments

Pandemic Risk Insurance Act (PRIA) Introduced in Congress With Revisions from Initial Drafts; Business Continuity Protection Program Floated as wellLL Surplus Lines Series (Entry 23): Sampling of COVID-19 State and NAIC Insurance Updates Applicable to the Surplus Lines IndustryPandemic Risk Insurance Act – A TRIA-Inspired Model to Backstop the Business Interruption Insurance Market in the Wake of COVID-19

Florida Developments

Florida Bill Eliminating the Surplus Lines Diligent Effort Requirement and a Discussion on Surplus Lines Regulation TrendsLL Surplus Lines Series (Entry 33): Florida Legislators Consider Surplus Lines BillsVarious States Seek to Mandate Insurers Cover COVID-19 Related Business Interruption Claims

Georgia Developments

Georgia Commissioner Issues Bulletin Expediting Review Process for Endorsement Forms Relating to Business Interruption Due to COVID-19

Healthcare

You’re Invited: Locke Lord and FTI Consulting Present a Webinar - Recognizing and Resolving Financial and Legal Issues Encountered by Distressed Health Care BusinessesMaryland Issues Bulletin No. 24-11 on the Use of AI in InsurancePrivacy & Cybersecurity Newsletter – Summer 2021

Hong Kong

What Every InsurTech Should Know About Privacy and CybersecurityInsurTech Weekly Roundup – May 10, 2019What Every InsurTech Should Know About Accountants

Hurricane Harvey

TWIA Issues Substantial Harvey AssessmentTexas General Land Office Releases Hurricane Harvey State Action PlanInsurers Brace for a Texas-sized Assessment for FAIR Plan Members

Illinois Developments

Can Illinois Insurance Regulators Request Nationwide Homeowners Policy Information Under Examination Laws?Illinois Amends the Definition of "Home State" for Unaffiliated Groups Under Its Surplus Lines LawsIllinois to Participate in the Climate Risk Disclosure Survey

Independent Contractors

Insurance Agent for Northwestern Mutual Found to be Independent Contractor, Not EmployeeInsurance Agents Not Misclassified As Independent ‎Contractors; Sixth Circuit Rules in Favor of Insurance ‎Company in ERISA Class Action Seeking Pension, Life, ‎and Health BenefitsReminder: Key Provisions of New York’s Sexual Harassment Law Take Effect Today

Industry Developments

December 2025 Developments in the Insurance IndustryRed Teaming Is an Effective Tool for Insurer Assessment of AI RisksNYDFS Warns of Heightened Risk From Global Conflicts: What Regulated Entities Must Do Now

Insolvency

NAIC Working Group Exposes Proposed Revisions to Life and Health Guaranty Association Model Act

Insolvency, Restructuring and Run-Off

UK: JK Buckenham Ltd Scheme of ArrangementCalifornia Adds New Hazardous Financial Condition RegulationsUK: English High Court Authorises Partition of Trust Fund in Scheme of Arrangement

Insurance

Now Available: Surplus Lines Update Portal - Weekly SubscriptionNinth Circuit Holds that Texts Are "Calls" Under the TCPA But Embedded Videos Are Not Recorded MessagesTexas Will Have a New Insurance Commissioner

Insurance Linked Securities (ILS)

A New Type of ILS Investment - Cyber Insurance CAT BondsInsurance and Reinsurance Newsletter – September 2017ILS Market: A Deep Dive into the Harvey and Irma Waters

Insurance Regulatory & Transactional

Texas Will Have a New Insurance CommissionerConnecticut Insurance Commissioner to RetireCan Illinois Insurance Regulators Request Nationwide Homeowners Policy Information Under Examination Laws?

InsureTerms

InsureTerms™/Terminology for the Consummate Insurance & Reinsurance Lawyer: "Surplus Note"InsureTerms™/Terminology for the Consummate Insurance & Reinsurance Lawyer: "Quota Share Reinsurance"InsureTerms™/Terminology for the Consummate Insurance & Reinsurance Lawyer: "SAP"

InsurTech

Colorado Division of Insurance Expands AI Governance and Framework Regulation to Private Passenger Auto and Health Benefit Plan InsurersJoin Us for Our Next InsurTech Legal Academy Webinar: A Deep Dive Into Producer, Adjuster and Reinsurance Intermediary Licensing RegimesJoin Us for Our Next InsurTech Legal Academy Webinar: Artificial Intelligence Regulation for InsurTech

IP Developments

Business Methods and Software Patent Eligibility Saved with Bilski DecisionWebinar - Intellectual Property Issues for the Insurance Industry: An International PerspectiveBroad New FTC Guidelines for Endorsements and Testimonials Create Risks for Manufacturers, Advertisers, Bloggers and Others

Jurisdictions

UK, Bermuda and EU Markets: For US Business, Ditch Direct Procurement, Go Surplus LinesDecember 2025 Developments in the Insurance IndustryNew York Legislators Investigate Residential Property Insurance

Labor and Employment

Top 10 Insurance Laws And Regulations Of The DecadePrivacy & Cybersecurity NewsletterInsurance Agents Not Misclassified As Independent ‎Contractors; Sixth Circuit Rules in Favor of Insurance ‎Company in ERISA Class Action Seeking Pension, Life, ‎and Health Benefits

Latin American Developments

Brazil U-Turn on Solvency II EquivalenceArgentina Changes Rules on the Registration of Entities with Head Offices in Black-Listed 'Tax Havens’Brazil Anti-Corruption Law To Establish Corporate Civil Liability

Life Insurance & Annuities

LL Surplus Lines Series (Entry 16): Expert Analysis – Disability Insurance in the Surplus Lines Market and Recent Legislative UpdatesInsurTech Weekly Roundup – May 10, 2019InsurTech Weekly Roundup - March 22, 2019

Lloyd's

Brexit And The Re/Insurance IndustryELANY Hires Former New York Regulator as Financial DirectorGeorge Unleashes the Giant Peach

Louisiana Developments

First Business Interruption Coverage Case Filed In Louisiana

Massachusetts Developments

December 2025 Developments in the Insurance IndustryUpdates to Massachusetts Data Breach Laws: House Bill No. 4806Massachusetts Amendments Impose Additional Data Security Breach Requirements

New Jersey Developments

December 2025 Developments in the Insurance IndustryNew Jersey Adopts Bulletin on AI Use in InsuranceNew Jersey Department of Banking and Insurance Issues Mandatory Business Interruption Insurance Policy Summary

New York Developments

Important Guidance on Third-Party Service Provider Cyber RiskNew York Amends Voidable Transactions Law for Application to Federal Home Loan BanksNYDFS Announces Leadership Change: Adrienne Harris to Step Down, Kaitlin Asrow Named Acting Superintendent

Oklahoma Developments

Oklahoma Issues Bulletin on Immediate Measures to be Taken by Property Casualty Carriers

Payment Protection Insurance

UK: Court Throws Out PPI Claim, Favouring Contemporaneous Evidence Over Claimant Witness StatementsUK: Payment Protection Insurance Cases Stayed Pending Supreme Court Decision in Harrison v Black HorseUK: FSA Provides Guidance on Customer Letters Following PPI Misselling

Privacy & Cybersecurity

Important Guidance on Third-Party Service Provider Cyber RiskYou’re Invited: Complimentary 2024 Insurance ForumJoin Us for a Complimentary Webinar: Gearing up for Privacy & Cybersecurity in 2021

Privacy/Data Security/Cyber Risk

Important Guidance on Third-Party Service Provider Cyber RiskRed Teaming Is an Effective Tool for Insurer Assessment of AI RisksNYDFS Warns of Heightened Risk From Global Conflicts: What Regulated Entities Must Do Now

Product Liability

Long Tales About Long Tails – Connecticut’s Appellate Court Makes New LawWebinar: Sports Concussion Litigation- Latest NCAA and High School Research, Developments and FindingsFour Years Later: How Has BNSF Changed CERCLA Practice?

Regulatory

Texas Will Have a New Insurance CommissionerWhen Surplus Lines Brokers Are Off the Hook: Connecticut Department Issues Bulletin on New Diligent Effort ExceptionColorado Division of Insurance Expands AI Governance and Framework Regulation to Private Passenger Auto and Health Benefit Plan Insurers

Reinsurance

Now Available: Surplus Lines Update Portal - Weekly SubscriptionNinth Circuit Holds that Texts Are "Calls" Under the TCPA But Embedded Videos Are Not Recorded MessagesTexas Will Have a New Insurance Commissioner

Restructuring and Run-Off

NAIC Working Group Exposes Proposed Revisions to Life and Health Guaranty Association Model Act

Sanctions

NYDFS Warns of Heightened Risk From Global Conflicts: What Regulated Entities Must Do NowOFAC Advisory to Maritime Shipping IndustryUncertainty Surrounds New Texas Insurance Law: Divergent Views Emerge on the Impact of the Texas “Hail Storm Bill” on Hurricane Harvey Claims

Service Contracts and Warranties

Locke Lord QuickStudy: New Washington Statutory Financial Requirements for Providers of Service Contracts and Protection Product Guarantees Effective July 28, 2019Locke Lord LLP Austin Attorneys Jon L. Gillum and Lauren Fincher Publish “Cross-Agency Regulation of Service Contracts in Texas” in Latest Issue of the Texas Tech Administrative Law JournalUse It or Lose It?: FTC Warns Companies Against Conditioning Warranty Coverage on Use of Specified Parts or Services

Solvency II

George Unleashes the Giant PeachLive Blog: Edwards Wildman Roundtable with Pennsylvania Commissioner Michael ConsedineLive Blog: International Insurance Relations (G) Committee Spring NAIC Meeting

State Legislative Developments

New York Legislators Investigate Residential Property InsuranceJoin Us for Our Next InsurTech Legal Academy Webinar: A Deep Dive Into Producer, Adjuster and Reinsurance Intermediary Licensing RegimesArkansas Implements New Insurance Business Transfer Law

Subprime/Credit Crisis Developments

BankAtlantic Verdict VoidedEurope: European Systemic Risk Board and Industry-Specific Supervisory Authorities to be Operational from 1 January 2011Foreclosure Crisis: Intramural Battles May be the Toughest Part

Tax Related Developments

Texas Supreme Court Reverses Stop Loss Insurance Categorization Premium Tax RulingComplimentary Invitation to CCIA Delta Tax Webinar - May 22, 2018Can Republican-Led States Succeed in Enjoining the Affordable Care Act?

Terrorism Risk and Insurance

Pandemic Risk Insurance Act – A TRIA-Inspired Model to Backstop the Business Interruption Insurance Market in the Wake of COVID-19S.D.N.Y. Opinion Supports Right to Recover Reinsurance Damages and Interest Dating Back to Terrorist Attacks in 9/11 LitigationU.S. Department of Treasury Issues New TRIA Rules

Texas Developments

Texas Will Have a New Insurance CommissionerDecember 2023 Privacy & Cybersecurity Newsletter: A Busy Year-End (States, EU, UK, Incident Response and Litigation)Texas Legislature to ESG: Don’t Mess With Texas‎

Topics

Now Available: Surplus Lines Update Portal - Weekly SubscriptionNinth Circuit Holds that Texts Are "Calls" Under the TCPA But Embedded Videos Are Not Recorded MessagesFinancial Responsibilities in the Surplus Lines Market

Toxic Tort

Long Tales About Long Tails – Connecticut’s Appellate Court Makes New LawUK: Mesothelioma Bill Becomes LawUK: Court of Appeal Decides In Favour of Insured in Asbestos Case

United Kingdom

UK, Bermuda and EU Markets: For US Business, Ditch Direct Procurement, Go Surplus LinesConnecticut and the UK Create "InsurTech Corridor" PartnershipPrivacy & Cybersecurity Newsletter – January 2022

United States

December 2025 Developments in the Insurance IndustryIllinois Amends the Definition of "Home State" for Unaffiliated Groups Under Its Surplus Lines LawsNew Connecticut Flood Insurance Disclosure Requirements

West Virginia Developments

West Virginia Commissioner Issues Executive Order and Bulletin ‎During COVID-19 Pandemic; Urging Insurers to Forbear from the Cancellation or Non-Renewal of Policies, and Allowing Temporary Licensing of Insurance Producers