On September 21, 2026, Michigan signed into law Senate Bill 1013 (the Bill), which amends the Michigan Insurance Code by adding Section 2027a to prohibit the use of price optimization in property and casualty insurance ratemaking. The Bill took immediate effect upon signing.

Read More Michigan Enacts Statutory Prohibition on Price Optimization: Senate Bill 1013

In this episode of The Consumer Finance Podcast, host Chris Willis is joined by insurance regulatory and transactions partners Brian Casey and John Emmanuel to introduce Troutman Pepper Locke’s insurance regulatory practice and explore where insurance law and consumer finance regulation intersect.

Read More When Insurance Law Meets Consumer Finance: Navigating Embedded Insurance Products

On September 17, 2026, Connecticut Insurance Commissioner Joshua Hershman issued Bulletin PC-94-26 (the Bulletin), addressed to all companies licensed to write personal risk insurance in Connecticut, regarding new requirements for premium increase explanations under Public Act 26-69 (the Public Act). Effective January 1, 2027, the Public Act requires insurers to provide policyholders with a reasonable explanation for personal risk insurance premium increases upon request, and to include a prominent statement in premium billing notices informing insureds of their right to request such an explanation. The Bulletin prescribes the specific methods by which requests may be submitted, the content and formatting requirements for the prominent statement, and the timeline for insurer compliance.

Read More Connecticut Requires Insurers to Explain Personal Risk Premium Increases: Bulletin PC-94-26
  • The FCC has circulated a Report and Order (FCC-CIRC 2609-05) revising the Telephone Consumer Protection Act (TCPA) consent-revocation framework, with new rules set to take effect 30 days after Federal Register publication.
  • Under the revised rules, callers may treat a consumer’s revocation request
… Read More FCC Revises TCPA Revocation of Consent Rules That Were Set to Go Into Effect in January

NEW YORK – Yuliya Feldman has joined Troutman Pepper Locke as a partner in the firm’s Insurance Transactional and Regulatory Practice Group in New York. She brings deep experience in strategic transactions, regulatory compliance, and reinsurance to one of the nation’s most recognized insurance practices.

Read More Troutman Pepper Locke Continues Insurance Transactional and Regulatory Practice Growth With Addition of New York Partner Yuliya Feldman

On September 2, 2026, the Texas Department of Insurance (TDI) issued Commissioner’s Bulletin # B-0007-26 (the Bulletin), addressed to all insurance companies and their agents and representatives, regarding the use of price optimization in ratemaking and pricing. The Bulletin defines price optimization, identifies the statutory provisions it implicates, and states TDI’s position that any use of price optimization in the ratemaking or pricing process is unfairly discriminatory and violates the Texas Insurance Code.  

Read More Texas Takes Aim at Price Optimization in Insurance Ratemaking

CHICAGO – Baird Allis, former vice president and associate general counsel at Kemper Corporation, has rejoined Troutman Pepper Locke as a partner in the firm’s Insurance Transactional and Regulatory Practice Group in Chicago.

Read More Former Kemper Vice President and Associate General Counsel Baird Allis Rejoins Troutman Pepper Locke as Partner in Insurance Transactional and Regulatory Practice

On August 12, 2026, New Hampshire Insurance Commissioner David J. Bettencourt issued Bulletin Docket No. INS 26-052-AB (the Bulletin), directed to all “personal lines automobile insurers” operating in the state. The Bulletin addresses the New Hamshire Insurance Department’s (the NHID) interpretation and enforcement of N.H. Rev. Stat. Ann. § 417-A:5 as it relates to policy termination notices issued following an insured’s failure to make a renewal premium payment by its due date.

Read More New Hampshire Scrutinizes Personal Lines Auto Cancellations

On August 7, 2026, Governor Maura Healey signed into law Chapter 187 of the Acts of 2026 (the Act), formerly Senate Bill No. 785, titled “An Act Relative to Insurance Claims.” The new law, introduced by Senator Joan B. Lovely, amends two chapters of the Massachusetts General Laws, Chapter 175 and Chapter 176D, to prohibit insurers, including any non-admitted or surplus lines insurers, from including in a property and casualty policy any language that restricts an insured’s ability to hire a public insurance adjuster as a condition of recovery.

Read More Massachusetts Prohibits Insurer Restrictions on Public Adjuster Retention