I. The Amendment

On October 1, 2026, the Missouri Department of Commerce and Insurance (the Department) announced an amendment to a state administrative rule, 20 CSR 200-9.800 (the Rule), that “provides targeted regulatory relief for small and emerging third-party administrators (TPAs) operating in Missouri.” Effective September 30, the amended Rule “creates an exemption from mandatory independent audits by CPAs for qualifying small and newly established TPAs.” According to the Department, the amendment is intended to “significantly reduc[e] regulatory costs and administrative burden while fostering business growth across the state.”

On September 2, 2026, the Texas Department of Insurance (TDI) issued Commissioner’s Bulletin # B-0007-26 (the Bulletin), addressed to all insurance companies and their agents and representatives, regarding the use of price optimization in ratemaking and pricing. The Bulletin defines price optimization, identifies the statutory provisions it implicates, and states TDI’s position that any use of price optimization in the ratemaking or pricing process is unfairly discriminatory and violates the Texas Insurance Code.  

On August 12, 2026, New Hampshire Insurance Commissioner David J. Bettencourt issued Bulletin Docket No. INS 26-052-AB (the Bulletin), directed to all “personal lines automobile insurers” operating in the state. The Bulletin addresses the New Hamshire Insurance Department’s (the NHID) interpretation and enforcement of N.H. Rev. Stat. Ann. § 417-A:5 as it relates to policy termination notices issued following an insured’s failure to make a renewal premium payment by its due date.