On June 22, 2026, the Texas Department of Insurance (the Department) issued a news release (the Release) titled “TDI Prioritizes Transparency by Making Home and Auto Data Public.” The Release explains that the Department has “created resources to give Texans access to data the agency collects about home insurance
Read More Texas Department of Insurance Unveils New Online Tools for Greater Department Transparency
The NAIC’s PeopleSoft Breach: A Chronology of Communications
On June 17, 2026, the National Association of Insurance Commissioners (NAIC) first disclosed to the public that there had been unauthorized access to its online infrastructure through its PeopleSoft systems. Over the past week, the NAIC has issued two more updates, each providing additional details and updating interested parties of
Read More The NAIC’s PeopleSoft Breach: A Chronology of CommunicationsTexas Department of Insurance Issues Disallowed Expenses Data Call
On June 12, 2026, the Texas Department of Insurance (DOI) issued Commissioner’s Bulletin No. B-0004-26 (the Bulletin) to “[a]ll insurance companies licensed to write property and casualty insurance in the state of Texas.” The Bulletin, titled “Calendar Year 2025 Disallowed Expenses Data Call,” issues a mandatory data call under Texas
Read More Texas Department of Insurance Issues Disallowed Expenses Data CallNo Pain, No Gain For Homeowners’ Insurers: Colorado Senate Bill 26-155
I. Senate Bill 26-155 – The Enterprise
On June 4, 2026, Colorado Governor Jared Polis signed Senate Bill 26-155, “Concerning Increasing the Availability of Homeowner’s Insurance in the State.” (the Bill). The Bill adds a new Part 20 to Article 4 of Title 10 of the Colorado Revised Statutes, creating the “Strengthen Colorado Homes Enterprise” (the Enterprise) within the Colorado Division of Insurance. The Enterprise is structured as a “government-owned business” designed to assist homeowners in retrofitting residential property against extreme weather events, principally hail and windstorms. Importantly for carriers writing homeowner’s policies in Colorado, the Bill authorizes the Enterprise to administer and collect a new annual fee, effective beginning in calendar year 2027, equal to 0.5% of the total premium collected by the insurer on multiperil homeowner’s insurance policies issued in Colorado for the preceding calendar year.
Read More No Pain, No Gain For Homeowners’ Insurers: Colorado Senate Bill 26-155Connecticut Moves Beyond Diligent Effort: HB 5373
On May 19, 2026, the Connecticut General Assembly passed Substitute House Bill No. 5373, “An Act Concerning the Insurance Department’s Recommendations for Revisions to the Insurance Statutes” (the Act), which became Public Act No. 26-69. The Act represents a broad amendment to the Connecticut Insurance Code including amending, among others, statutes regulating service of process, license suspension, and premium tax assessments. The most consequential change for the surplus lines market is the amendment of Conn. Gen. Stat. § 38a-741(b) effective October 1, 2026, which repeals Connecticut’s longstanding diligent-effort (also referred to as “diligent search”) requirement for surplus lines placements and replaces it with an annual reporting regime administered by the insurance commissioner.
Read More Connecticut Moves Beyond Diligent Effort: HB 5373Hot Trends to Watch
In the ninth and final episode of Season 1 of our Surplus Lines 360 series, John Emmanuel and Zachary Lerner explore today’s hottest regulatory trends in the surplus lines market, including increased regulatory scrutiny through data calls, moratoriums, the rise of domestic surplus lines insurers, evolving diligent search requirements, and
Read More Hot Trends to Watch2026 Excess and Surplus Lines Law Manual
Welcome to the 26th edition of the Troutman Pepper Locke LLP Excess and Surplus Lines Law Manual. Updated for 2026, this edition reflects all of the pertinent changes in the surplus lines laws and regulations of the 50 states and U.S. territories during the past year. You can use the links below to download a complete PDF of the manual or navigate directly to specific state or territory updates on our website.
Read More 2026 Excess and Surplus Lines Law ManualWhat New Fla. Citizens Bill Means for Surplus Lines Insurers
This article was originally published on Law360 and is republished here with permission as it originally appeared on April 7, 2026.
On March 17, after much debate in both the house and the senate, S.B. 1028, which establishes both an admitted and a surplus lines commercial risk clearinghouse, was enrolled
Read More What New Fla. Citizens Bill Means for Surplus Lines InsurersHome State Definition
In the eighth episode of our Surplus Lines 360 series, John Emmanuel and Zachary Lerner explore the definition of “home state” under the Nonadmitted and Reinsurance Reform Act (NRRA) — how it applies, the complexities of group policies, and the nuances of exposure based on risk location.
Read More Home State DefinitionThings Every Policy Needs
In the seventh episode of our Surplus Lines 360 series, Zachary Lerner discusses what must be included in every surplus lines insurance policy: stamping language, service of suit clauses, and cancellation or non-renewal provisions.
Read More Things Every Policy Needs