In conjunction with the Locke Lord COVID-19 task force, we are reviewing, analyzing, and compiling regulatory updates to provide clients easy access to information during this unprecedented time. If you have any questions on the subject matter below, do not hesitate to reach out. The information below relates to state and federal bulletins, emergency orders, pending/enacted legislation, and other related actions taken in response to the COVID-19 pandemic.
All Lines of Insurance
Mississippi: On July 8, Mississippi enacted Senate Bill 3049, which provides immunity to various entities from civil liability resulting from exposure to COVID-19.
Property and Casualty Insurance
Colorado: The Colorado Division of Insurance is proposing to reissue an emergency proposed rule, under Emergency Regulation 20-E-09, which requires insurers to waive their policy restrictions in order for employees to continue to work while using their own personal automobile for commercial food delivery. The current emergency regulation, Emergency Regulation 20-E-03 is set to expire on July 24, 2020.
Health Insurance
West Virginia: On July 9, the West Virginia Department of Insurance issued Insurance Bulletin No. 20-14 regarding at-home COVID-19 test kits, in response to inquiries from consumers and insurers. The Bulletin provides guidance as to when, and under what circumstances, health plans and health insurance issuers are required to cover at-home COVID-19 testing kits when an individual has not engaged with a healthcare provider directly or in-person.
