California recently passed state law AB 1131 to establish new electronic process standards for life and annuity insurers. This new statute requires additional steps beyond those specified in the federal Electronic Signatures in Global and National Commerce Act (ESIGN), which has been in effect for the last 15 years. Pat Hatfield provides an in-depth analysis as to whether ESIGN preempts the new California standards in an article titled “California’s attempted e-reconciliation misses the mark.”

To read the full article published on January 21, 2016 in National Underwriter Life and Health, click here.