Opening day might be delayed, but first pitches have already been thrown in courtrooms across the U.S. by insureds seeking business interruption cover for Covid-19 related losses. The judges calling balls and strikes in such cases may see some tough pitches, but the general dispute appears clear enough – can the insured prove the damage claimed is the result of a “direct physical loss” to property? 
Read More Business Interruption Insurance Coverage Litigation Arising from COVID-19

On Monday, March 17, 2020, the Oceana Grill, a popular restaurant in the heart of the French Quarter in New Orleans, filed the first known business interruption lawsuit arising out of the COVID-19 pandemic.  Oceana Grill alleges that it purchased an “all risk policy” from defendant Certain Underwriters at Lloyd’s London (“Underwriters”) which covers all direct physical losses to its property “unless the loss is specifically excluded or limited in the policy.”  According to Oceana Grill, the coronavirus is “physically impacting public and private property, and physical spaces in cities around the world.” 
Read More First Business Interruption Coverage Case Filed In Louisiana

As the U.S. and the rest of the world grapple with the appropriate means and steps to mitigate the spread of the COVID-19 version of Coronavirus, insurers and reinsurers can expect their insureds to submit all manner of claims if they are not already inundated with them. Third-party claims against insureds are also likely, with requests for defense and indemnity soon to follow.
Read More Insurers and Reinsurers can Expect COVID-19 Claims as Varied as the Virus Vectors

On October 25, 2017, the White House issued its previously-rumored Presidential Memorandum (“Memorandum”) calling for the establishment of a UAS Integration Pilot Program (“Program”) to test the further integration of Unmanned Aircraft Systems (“UAS” or “drones”) into the national airspace system (“NAS”) in a select number of State, local and
Read More White House Issues Memorandum Announcing UAS/Drone Integration Pilot Program

One of the major issues facing the commercial drone industry is the lack of certainty in the regulatory environment.  Multiple state and local municipalities have passed drone related laws and ordinances, but as the recent decision in Singer v. City of Newton, Case No. 1:17-CV-10071-WGY demonstrates, any such ordinances
Read More White House Exploring Model Program for Shared Federal and State Regulation of Drone Operations

A primary use case for drones in the insurance industry is the safer, quicker and more accurate adjustment of claims.  With displaced insureds, flooded streets, and significant property damage that could remain inaccessible for extended periods, the ability for insurance companies to quickly and relatively conveniently fly their drones and
Read More Hurricane Harvey Has and Will be a Test for Many – Including Drones